Friday, November 26, 2010
Benefits of cycling
Posted by pdkamath at 12:28 AM 5 comments
Labels: Economic recession, Health through Yoga, Mother nature, my daily musings
Tuesday, November 23, 2010
Reducing Carbon footprints through change in life style: Setting an example
I want to discuss the benefits of cycling in detail so thinking of stopping here for the time being and continue hopefully tomorrow.
Posted by pdkamath at 12:29 AM 3 comments
Labels: Mother nature, my daily musings
Sunday, November 21, 2010
Am I disappointed with the result? No … not at all
Posted by pdkamath at 10:27 PM 2 comments
Labels: my daily musings
Sunday, November 14, 2010
Be part of a largest wireless community carrier (Wi-Fi) and save money
Free calls, free messages and video chat between community members
Lower call rates to other networks from Wi-Fi connection
Lower international calls and no roaming charge between members
Connection available in more than 50 countries.
Own tribe can be created and connected with the community where Wi-Fi connection is not available and enjoy 20% revenue generated via your tribe.
Posted by pdkamath at 10:29 PM 2 comments
Benefits of Systematic Investment Plan (SIP) in Mutual Funds
We Indians believe that it is not wise to stretch legs beyond bed which means “don’t spend beyond earning capacity”. I think, by following this age old concept (taught by Indian moms) we remained financially fit when the whole world was struggling to survive. Even during the peak of economic recession, majority of Government owned Banks functioned normally simply because banking industry followed all basic rules of banking while sanctioning loans. Happy news is that most of the economies including US have freed themselves from the clutches of recession and I feel the time has come to increase our financial activities.
During the successful visit of American president Mr. Obama, various deals were finalized between corporate giants of USA and India and it is believed that their out come will be a win-win situation to all concerned. It is generally expected that Indian stock markets may boom after the announcement of $10 billion deal but as usual Indian investor’s response was Luke warm. Individual investors who have got burnt their fingers like me are not in a position to take further chances in this most volatile financial market and I want to give an example to justify it. A dream deal of $2.2 billion is announced between Indian based Reliance Power ltd and US based General Electric. In spite of the announcement of such a huge deal, R. power share price did not move up substantially which is still below its IPO price. What it shows? Majority of individual investors in India invest cautiously and their contribution is negligible in the stock market performance compared to Indian mutual funds, FII and hedge funds. I feel, only because of the participation of foreign institutional investors and hedge funds we could see sensex crossing 20k again and again.
Systematic investment plan (SIP) was practiced in Indian households since centuries. Indian moms used to collect some portion of food grains and money separately to meet emergency requirements if any. For an Indian investor who wants be part of share trading activities but with minimum risk, investing in mutual fund through a SIP is a good option. Since there is a stiff competition between major mutual fund players like Birla Sunlife, SBI, UTI, Tata, Kotak Mahindra, LIC, Franklin Templeton, Morgan Stanley etc. we can expect better service and returns to the customers. A small investment for a longer period may become a huge fund which may take care of future requirements like higher education for children or their marriage. Indian middle class always play safe in all aspects and I feel SIP in few companies will increase the value of their portfolios, keep them free of stock market tension. Browsing the internet to know the past track record of companies and NAV levels of different funds before selecting a fund will end up with a good selection. I am investing through monthly SIP in two different funds of Birla Sunlife Mutual fund and already received handsome dividends which are quite higher than Bank interest.
Posted by pdkamath at 12:40 AM 2 comments
Labels: Economic recession, my daily musings, Wise investment
Wednesday, November 10, 2010
Indian lemon pickle for my Malaysian blogger friend
For Seri:
Hi Seri, thanks for giving me an opportunity to share my county’s recipes with you. Hope you can prepare it very easily and all your family members may like it. I feel language barrier can be overcome with Google translator. Waiting for your tasty feed back!Posted by pdkamath at 10:02 PM 4 comments
Labels: How to make a blog popular ?, my daily musings, My links
My dear Obama- how you could win the heart of majority of Indians?
Posted by pdkamath at 12:51 AM 4 comments
Labels: Economic recession, my daily musings
Tuesday, November 9, 2010
Mr. President - is it a Big bang visit?
Posted by pdkamath at 12:58 AM 1 comments
Labels: Economic recession, my daily musings
Saturday, November 6, 2010
Welcome to India Mr. Obama
Posted by pdkamath at 1:07 AM 2 comments
Labels: Economic recession, my daily musings
Thursday, November 4, 2010
3G – launching pad for a successful journey
Posted by pdkamath at 12:20 AM 2 comments
Labels: Amazing technology, my daily musings